It is only right that after an unfortunate incident, where damage has occurred to your interests, that you get compensated properly from the insurance company.
At Mass Maritime Marine, we will investigate the cause and the claim. We work for you and only report to you what our findings are.
The damages are assessed, information gathered, and recommendations are then made in a detailed report for an effective settlement by the insurance company.
We will help you get proper adjusting of your claim.
We are certified, accredited, and professional.
call 781 337 6903
See our adjuster section for more information.
Damage Surveys and Insurance Claims
Physical damage to your vessel is an unfortunate event. Dealing with the insurance company and the claim process can be even a bigger event.
In most cases, the insurance company will send a representative who does not have the proficiency in boat construction or repairs to serve you best. Their proficiency is with doors, floors, walls, and roofs. Vessels, no! Although, sometimes an independent marine surveyor will be hired to work with them. In this case, you should obviously know who’s side they are on! Adjusting in the better interests of the insurance company the result.
When it comes to your vessel, it is best that you hire a surveryor from Mass Maritime Marine to represent your claim. Furthermore, sitting around waiting for a settlement in most cases causes more damage to your vessel. Remember, continued damage takes place via either the elements which caused the damage. Attrition to exposure is also a problem.
If your vessel is newer or of a later model that was seriously damaged, but it was not a total loss, being entitled to a certain quality of repair is your right. Any and all repairs should not affect the value of the vessel! Most state laws entitle the owner to be made “whole.” Yet, understand that with a repaired vessel, you will never be made, “whole”. Eventually when you sell the boat. And when you do, you are technically selling “damaged goods”. What does this mean? It means that you really need to hire someone to oversee the repair to the boat. Overseeing such repairs so that they are not detectable is most important because a damaged vessel, if properly repaired is not a damaged vessel anymore! Sounds odd but with most fiberglass and composite boats, such a status can be achieved. A properly repaired vessel is as good as new, when done by real professionals. The repair could, ”technically” end up even better than new because a lot of materials had been renewed or replaced! That is why you need a Mass Maritime Marine Surveyor.
Remember, when the boat is in someone else’s yard being repaired, what is said that will be done and what is done can be two different things! Regardless of this fact, your concern is to get your vessel back into ship shape and in the water! MMM is standing by to work as your surveyor and project manager.
Another concern regarding physical damage to your vessel is when is comes time to settle on a price for needed correct repairs. This moment can lead to litigation issues and court appearances between the insurance company and you. MMM, as subject matter experts for the insured, puts the misunderstandings adrift to resolve the case.
MMM also handles warrantee claims. If you purchased a new vessel or had modifications done with new components installed, insuring that the install was done properly and that the integrity of the vessel was not compromised is important to know. At Mass Maritime Marine, we will help you work with the Dealer or MFG to rectify the difficulties or misunderstandings that may have evolved in the contract language. Oh so true it is that repair facilities, dealers, and marinas cause damage to the vessel while making repairs. For a matter of convenience of installing a device, where for a matter of time constraints, weather, manpower, etc,,,they sometimes error in using proper standards of practice. For example: during winterizing or hauling, the stands can cause structural damage that could go unnoticed. By simply painting the vessel in the spring, the owner would never know if a problem! Furthermore, damage to your engines or the hulls structure may not be recognized until after the boat is put back into the water. Then the minute you use it, you now own it!
Having someone oversee the repairs, hauling, and management of your interests will insure that all is done on the up and up. In the long run, this will save you time and money as well as protect your interest.
Call us to discuss details and fees for services to be provided.
Unfortunate incidents can happen at any time resulting in sustained damage. Satisfying an insurance claim by proper compensation (being made whole) in all respects is of concern.
At Mass Maritime Marine, our licensed professionals provide a service that is unparalleled in the industry. We help eliminate and mitigate problems or non-conformance’s. Investigating the claim via, “a root cause analysis” further helps with making the right decision(s). Our efforts will protect your interests and will most certainly eliminate further potential damage.
With certified, accredited, and licensed professionals working for you, clearly the best choice that one can make. If your vessel is newer or of a later model, was seriously damaged but not a total loss, being entitled to a certain quality of repair is your right! A repair should not affect the value of the vessel! Most state laws entitle the owner to be made, “whole.” The concerned party needs to understand that with a repaired vessel, you will never be made, “whole”. Eventually the boat will go thru a sales process. In addition, when it is sold, one is technically selling “damaged goods.” So what does this mean? It means that you really need to hire someone from Mass Maritime Marine to oversee the repairs to the vessel or engines! Overseeing repairs so that they are not detectable is important. A damaged vessel, if properly repaired is not a damaged vessel anymore! Sounds odd, but with most fiberglass and composite boats, such a status can be achieved. Furthermore, a properly repaired vessel is technically as good as new, when done by real professionals. More food for thought is that a repair could,”technically” end up even better than new because a lot of materials have been renewed or replaced!
IMPORTANT INFO: When your vessel is in someone else’s yard being repaired, what is said that will be done and what is done can be two different things! Your concern should only be to get your vessel back into ship shape, be able to use it and enjoy the water. At Mass Maritime Marine, we will work as your surveyor or project manager to insure that correct repairs are made and that your vessel is returned to you made whole.
There are other concerns regarding physical damage to your vessel. The settling price for a total loss or the amount allowed for repairs to your vessel. A value received may seem unfair in your estimation. This can lead to litigation issues, court appearances between the insurance company and you as well as further damage to your vessel.
The subject matter experts at MMM will no doubt help put the misunderstandings adrift in order to resolve the case.
Call for fees and consultation: 781 337 6903 or email us at email@example.com